Financial
Auto Loan Calculator
Monthly payment on a car loan including sales tax, trade-in, and down payment.
Inputs
Auto Loan Calculator
Result
Monthly payment
$615.97
- Amount financed
- $30,740.00
- Sales tax
- $2,240.00
- Total interest
- $6,217.99
- Total cost of vehicle
- $40,957.99
How it's calculated
Financed = Price − Down − Trade-in + Sales tax + Fees, then standard amortization.
Common questions
Is sales tax on the full price or after trade-in?
Most US states tax on price minus trade-in; a few (like California) tax the full price. Adjust the trade-in field to model your state.
Related calculators
Financial
Loan Calculator
Monthly payment, interest, and payoff schedule for any fixed-term loan.
Financial
Amortization Calculator
Full month-by-month breakdown of principal vs interest for any fixed-term loan.
Financial
APR Calculator
True Annual Percentage Rate on a loan, including upfront fees.
Financial
Mortgage Calculator
Estimate monthly payments, total interest, and full amortization for a home loan.