Financial
Rent vs Buy Calculator
Compare the total cost of renting vs buying over a chosen holding period.
Inputs
Rent vs Buy Calculator
$
%/yr
$
$
%
%/yr
%/yr of price
Result
Buying wins
$86,096.39
- Total renting cost
- $202,289.00
- Net cost of owning
- $116,192.61
- Home value at sale
- $553,443.24
- Equity built
- $227,944.76
Common questions
Is renting always throwing money away?
No. If you'll move within 3–5 years, transaction costs (agent fees, taxes, closing) often exceed equity built. Break-even usually lands at 5–7 years.
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