Calcverse

Financial

Finance Calculator (TVM)

Solve any time-value-of-money variable: future value, present value, payment, or number of periods.

Inputs

Finance Calculator (TVM)

$
$
$
%

Result

Future value

$27,442.51

Implied interest
$5,442.51

How it's calculated

FV = PV(1+r)^n + PMT · ((1+r)^n − 1) / r (monthly compounding)

Common questions

Sign conventions?

This solver treats all values as positive amounts moving between you and the account. If a real deposit is negative in your convention, flip the sign yourself.

Why does N return n/a sometimes?

Solving for N via logarithm requires the payment to be large enough to eventually reach FV. If the payment can't overcome the rate, no solution exists.

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