Financial
Rental Property Calculator
Cash flow, cap rate, and cash-on-cash return for a rental investment.
Inputs
Rental Property Calculator
Result
Monthly cash flow
$178.07
- Cap rate
- 6.70%
- Cash-on-cash return
- 2.54%
- NOI (annual)
- $20,100.00
- Gross rent multiplier
- 10
- Debt service (P&I)
- $1,496.93
- Effective rent
- $2,375.00
- Operating expenses
- $700.00
How it's calculated
NOI = (rent·(1−vac) − op)·12; Cap = NOI/price; CoC = annual cash flow / cash invested
Common questions
What's a good cap rate?
It depends on market and risk. 5–7% is common for stabilized residential; higher cap rates usually mean higher risk or growth areas.
What counts as cash invested?
Down payment plus closing costs and any rehab. This calculator uses down + 3% closing as a baseline.
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