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Financial

VA Loan Calculator

VA-backed mortgage with funding fee financed into the loan.

Inputs

VA Loan Calculator

$
%
%
years

Result

Monthly P&I

$2,201.34

Funding fee
$7,525.00
Total loan (with fee)
$357,525.00
Down payment
$0.00
Total interest
$434,958.45
Total paid over term
$792,483.45

How it's calculated

loan = (price − down) × (1 + fee%); PI = loan · r/(1−(1+r)^−n)

Common questions

Do VA loans require a down payment?

No. Qualified borrowers can finance 100% of the price, though a down payment lowers the funding fee.

Is PMI required?

No — the VA funding fee replaces private mortgage insurance.

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