Calcverse

Health

Smoking Cost Calculator

Financial cost of smoking including 10-year opportunity cost at 7% return.

Inputs

Smoking Cost Calculator

Result

Cost per year

$2,192

Per day
$6.00
Per week
$42.00
Per month
$182.64
Total over 10 years
$21,915
Projected 10-year cost
$21,915
10-yr opportunity cost @7%
$31,612

How it's calculated

Daily cost = (price/pack ÷ per-pack) × per-day · Future value = PMT × ((1+r)^n − 1)/r

Common questions

Does this include health costs?

No — only the direct purchase cost. Medical costs make the true burden much higher.

Is 7% a realistic return?

It's a common long-term equity assumption; actual returns vary.

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