Health
Smoking Cost Calculator
Financial cost of smoking including 10-year opportunity cost at 7% return.
Inputs
Smoking Cost Calculator
Result
Cost per year
$2,192
- Per day
- $6.00
- Per week
- $42.00
- Per month
- $182.64
- Total over 10 years
- $21,915
- Projected 10-year cost
- $21,915
- 10-yr opportunity cost @7%
- $31,612
How it's calculated
Daily cost = (price/pack ÷ per-pack) × per-day · Future value = PMT × ((1+r)^n − 1)/r
Common questions
Does this include health costs?
No — only the direct purchase cost. Medical costs make the true burden much higher.
Is 7% a realistic return?
It's a common long-term equity assumption; actual returns vary.
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